Well..If i pay all the bills except the car registration that is due and don't pay the as yet unknown amount for the new Verizon bill..that leaves $23.30 in the bank to pay for gas back and forth to work and food to eat for the next 2 weeks.
We are boned.
It's been 8 years since I started...Every year we seem to go further in debt.
Something has to change.
So…this is our rebuilding year.
We cleared out all of our savings and retirement due to some heavy expenses that came up last year. Important things like final expenses for a family member, cars that gave out and having to pay for COBRA insurance.
Insurance this year is decently priced, William makes more money at his new job so we can rebuild and have a little breathing room perhaps replace some of our 10-15 year old computers and TV and take a small vacation getaway.
Then we got the flu and I tried to schedule my treatment...nope, the insurance is actually Minimal Elective Coverage which literally only pays for a handful of preventative screenings and zero actual medical things.
Okay, had to switch to the more expensive offering at my work which is an HSA type small little group plan of sorts. Should be good coverage but I am still waiting for my several weeks past due treatment to get approved; oh and we can’t yet afford the hundreds of dollars co-pay for Williams meds. The plan costs us $950 a month and $12750 out of pocket. That is a serious chunk out of our take home pay and prior we were living pay check to paycheck so I am not really sure how to absorb this. Also we owe $3000 in taxes which I will have to file an extension for. I have zero chance of paying for that right now. My company doesn’t take out state taxes and we can’t seem to scrape up the quarterly estimates. We make more than what is considered to be poverty so that means our taxes is high to pay for everyone else. Us liquidating a retirement plan hits hard in taxes and since we could not come up with that December COBRA payment of $1400 that also raised the taxes.
Shutting off the TV services, eating cheap unhealthy food, bypassing the dental work we both seriously need, zero entertainment funds, not putting anything back, not up keeping the house, not paying for rent or electricity or insurance.
My sign reads …Will do things for money…
and it just so happens to be the house's heat pump that is.
Hopefully the circulation fan motor that has locked up is not too expensive.
I'll dig it out of the unit tomorrow morning, depending on what it is, perhaps rig up something as i have some AC motors lying about.
Won't be until Tuesday though to find a replacement as things will be closed and also pay check will not be in the bank until Tuesday.
Right now we have the unit in EM heat mode so things are fine'ish and all.
Wuf got me some Dr Who stuff (^_^)
*insert Dr Who theme music*
I has always been a fan and i watched the original stuff when I was little.
Always loved it.
While I have not seen everything of the reboot, nor do I watch it on the telly; I have seen every surviving and reconstructed of the original series and all of its movies and specials.
I am currently working my way through binging on the reboot. (currently just started Season 2)
My present to Wuf was not all that. I got him a pricey coat he has been wanting as well as some nice outfits.
Just not been feeling it this year so I struggled.
I don't really care much for this holiday.
While not being a truly religious dragon, I am spiritual and the meanings behind this season have gotten lost.
Corrupted by commercialism and greed.
Don't get me wrong, i love not using windows and for the most part linux is great...unless there is a problem.
I use a program called Tellico to keep track of all our movies. It uses Amazon Web service API to look things up. It's great as all i have to do is scan the movies UPC code and it bring everything in.... well, it's decided to not work.
Tellicos' website has never been all that useful, the internet web searches return useless or way out of date information and its newest version refuses to compile with cryptic reasons given for which the above stated is not helping. I am not running the latest version of Mint so that's not helping...All i wanted to do was scan in the pile of movies we have acquired here in the past 6 months but it quickly spirals into a project that could take all day.
*sigh*
Seems I missed my chance to get Ho-oh, while the ticker says it's available until tomorrow I saw none today.
I have been raiding after work every day and have found people to raid with most nights but I have not been able to capture one.
Me and William went out and about Saturday to do some catching. He doesn't get the chance to play much but on his first ever raid that ended in success, he caught the damn thing on his second ball toss. Ah well, I also missed out on the first set of legendary's as well.
My 'Dex is pretty full, only missing the things I can't currently get due to them being region locked and the legendary's I can't seem to capture.
You would think there would be some kind of reward for being a higher level or a more avid player but it seems to be the opposite.
I would have spend Sunday out looking but I was busy trying to resurrect William's computer...it is dead and it's not in the budget to replace. I can't even scrap up the money to fix up mine nor get the parts needed for the server. I am working on putting together him a computer which is my secondary workstation I use. It's fairly descent and will work just fine for what he needs it to do.
Seems I missed my chance to get Ho-oh, while the ticker says it's available until tomorrow I saw none today.
I have been raiding after work every day and have found people to raid with most nights but I have not been able to capture one.
Me and William went out and about Saturday to do some catching. He doesn't get the chance to play much but on his first ever raid that ended in success, he caught the damn thing on his second ball toss. Ah well, I also missed out on the first set of legendary's as well.
My 'Dex is pretty full, only missing the things I can't currently get due to them being region locked and the legendary's I can't seem to capture.
You would think there would be some kind of reward for being a higher level or a more avid player but it seems to be the opposite.
I would have spend Sunday out looking but I was busy trying to resurrect William's computer...it is dead and it's not in the budget to replace. I can't even scrap up the money to fix up mine nor get the parts needed for the server. I am working on putting together him a computer which is my secondary workstation I use. It's fairly descent and will work just fine for what he needs it to do.
Cold beer after a hard days work.
sill ton's of yard work and other upkeeps though....
So far - So good; We have managed to pay for Corbra so far.
We went to see the latest Thor movie.
*spoiler* It was good but i though there was a bit to much emphasis on comedy.
Our plan always was to get a 3rd car so I could work on one of them and still have transportation since things take longer than a weekend to fix.
We managed to find a way to get William a car from the same car lot we got the FIT....Then he lost his job.
He has found another and will start the end of the month but that still means 3 car payments a month.
It also means COBRA insurance at $1300 a fucking month.
welll shit...okay...so now that car#1 situation has been taken car of it's time to return to making car#2 at least safe to drive...we still had just enough money to buy some ball joints and rent the tool but..nope...A its to late for the tires to give any more life as there is a wire showing.. and B there is zero way this removal tool will work for this car..If the car parts places around here had a different tool then it would be okay but I can find no way of making this tool work, nor can a friend of mine. Seems the only way is to remove the entire steering knuckle and use the tool up side down to push out the joint. So, right now what we have is a car that we are paying $460 a month for that has had one after another issues in a way that is made it not possible to dump high maintenance costs into and its reached the point of being no longer drive able.
What has gone out so far is...water pump, steering fluid high pressure lines, steering rack and pinion, plugs, wires, purge valve, EVAP control, and a spark module.
it requires still, breaks all around, rear rotors, tires, upper ball joints, lower ball joints, the control arm joints.
The rims leak at some small cracks at the inner wells where someone has ran each of the rims over curbs, there is a engine temperature sensor code and the shocks are shot to the point that the thing bounces around like trying to walk on a 1970's water bed and it uses more oil than it should.
Minimally I need upper ball joints and two used tires but the shop cost on uppers is beyond what we have right now and I am sure they will not let you drive away with wires poking out from the tires.
For now its double duty on car sharing which equals not as much sleep as we need since for now we work different shits.
Going to call up the buy here pay here rape you place and see what they would do if we offer to sign the title back to them and walk but..we still own $6,000
any ideas?
I was able to get things in order and now have a nicely used little car....Good bye PT. You did your job and although in the end your crappy engineering was the death of you, you were a good car.
So…William has been working stupid amounts of 13 hours shifts and during a holiday.
His pay check will be nice and fat, we had around 600 also set back so far so we were hoping to then go out and find a cheap car to buy from an individual and also order the parts needed to fix the front end of his truck.
Family member on the other side of the US passed away so a good chunk of the 600 has gone to drive out there and put things in order and all that.
The front end of his truck is really bad, tire is to the wires now and I am having a hard time keeping it on the road. It needs upper ball joints and I had figured that there would still be enough money to get the parts and get them installed while he was away for the week.
On my way home to fetch him to go get the rental car and my motor goes foom.
It’s been towed home, I’ll try to resurrect it this weekend. something has gone catastrophic with that timing belt I replaced.
We are/will be drained of finances again…I need a different car but I have no money and my credit score is 600.
I have some dental work that needs done before I lose some teeth over it.
Williams truck needs work ASAP, upper ball joints and arms and some tires will hold it over but it has other issues.
I need new glasses and a jacket for work.
The video card on my already old and mostly put together from stuff I was given computer has died.